Abdulrahman Al-Duaij: 

• CQF, MBA, and Co-Founder and Managing Partner at Holistic Development & Consutling 
• Has a Master in Business Administration (MBA) 
• Earned the Certificate in Quantitative Finance (CQF) which is a Financial Engineering program and a finance designation offered by the CQF Institute.
• His experience is related to Quantitative Analytic, covering capital planning, stress testing, efficiency assessments, business evaluation, asset quality, and risk appetite statements.
• In 2017, Abdulrahman was appointed as Mansion House Scholar by the Lord Mayor of London City to continue his higher education in the United Kingdom.

Abdulaziz Al-Houqal:

• FRM, Co-Founder and Managing Partner at Holistic Development & Consulting 
• As a Certified Financial Risk Manager (FRM), Abdulaziz has extensive experience in the Risk Management domain. He has solid experience in Risk Management of the Banking Sector.
• He is mainly experienced in Quantitative Analytics and Enterprise Risk Management. He holds a BA in Finance and he is one of the very few who holds the FRM in this region. 
• ​Abdulaziz was involved in many large projects over his experience in the Banking Sector. He is an expert in Capital Optimization, Capital Planning, and Business Forecasting.